VA (Veterans Administration) loans are a $0 down home loan available to Veterans, Active Military and some Military Spouses. The team at Integrated Lending Group is proud to help veterans and active military personnel access their hard earned benefits.  VA loans have competitive interest rates, term options and more flexible credit guidelines. VA Loans can be used to purchase single family homes, condominiums, manufactured homes and multi-unit properties. VA Loans are also available for refinancing, including cash out refinancing. VA loans are a unique loan product but with the help of the experienced team at Integrated Lending Group, the loan process does not have to be difficult. As of 2022 there are no county loan limits for VA loans!

FHA (Federal Housing Association) loans are a good option for home buyers whose down payment funds are limited. With an FHA loan, you can use as little as 3.5% for down payment funds.  FHA loans use more flexible credit and debt guidelines. These loans are insured by the FHA and even borrowers with a bankruptcy or foreclosure history may still qualify for this loan. The team at Integrated Lending Group has extensive experience with FHA Loans and are ready to help you!

In 2022, FHA Loan Limits were increased. To see the FHA Loan Limit for your county click on the link below.


CALIFORNIA FHA LOAN LIMITS BY COUNTY

Rachel C
Rachel CFolsom, CA Read More
“Hands down 5 Stars! We have worked with Nick a few times over the years and he has always provided excellent service! He replies promptly, follows through and always delivers on his promises. We fully recommend Nick for all your home loan needs!”
Sami Khan
Sami KhanRiverside CA Read More
“We have been trying to refiannce our mortgage for the last couple of years, and through employment changes, the housing market, and the COVIC pandemic, Anthony made the journey quite easy and explained every step of the process despite numerous emails and calls he was always eager to help. Highly recommend him and Integrated Lending Group for your refinance needs! Exceptional in every way!
Suzette DeBonneville
Suzette DeBonnevilleMartinez, CA Read More
“Had a wonderful refinance experience with Nick at Integrated Home Loans. My loan was a little complex, Nick was super KNOWLEDGEABLE and was able to get it done. He was TRANSPARENT and fast to reply to any questions and concerns I had. I would definitely use him again and refer him to my family and friends.”
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