Government Mortgages

VA (Veterans Administration) loans are a $0 down home loan available to Veterans, Active Military and some Military Spouses. The team at Integrated Lending Group is proud to help veterans and active military personnel access their hard earned benefits.  VA loans have competitive interest rates, term options and more flexible credit guidelines. VA Loans can be used to purchase single family homes, condominiums, manufactured homes and multi-unit properties. VA Loans are also available for refinancing, including cash out refinancing. VA loans are a unique loan product but with the help of the experienced team at Integrated Lending Group, the loan process does not have to be difficult. As of 2022 there are no county loan limits for VA loans!

FHA (Federal Housing Association) loans are a good option for home buyers whose down payment funds are limited. With an FHA loan, you can use as little as 3.5% for down payment funds.  FHA loans use more flexible credit and debt guidelines. These loans are insured by the FHA and even borrowers with a bankruptcy or foreclosure history may still qualify for this loan. The team at Integrated Lending Group has extensive experience with FHA Loans and are ready to help you!

In 2022, FHA Loan Limits were increased. To see the FHA Loan Limit for your county click on the link below.


CALIFORNIA FHA LOAN LIMITS BY COUNTY

 

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