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  • Rate & Term Refinance Loan
  • Jumbo & Super Jumbo Loans

    A percentage drop of just one half to three quarters of a percentage point can lower your mortgage payment. If you don’t refinance, you may be paying too much every month for your loan.

    There are three ways refinancing can lower your payment. The first is simply to refinance at a lower interest rate known as a rate and term refinance. You can also change the term on your mortgage to lower your payment. Switching from a 15- to a 30-year term can significantly lower your mortgage payment. If long-term savings is more appealing to you, refinancing from a 30-year to a 15-year mortgage can save you thousands of dollars over the life of your loan. The third way to lower your payment is by switching from a traditional mortgage with principal and interest payments to a mortgage program that allows interest only payments.

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Integrated Lending Group

Loans made or arranged pursuant to Real Estate Corporation License Endorsement #01421296, California bureau of Real Estate (877-373-4542) NMLS #125152 California Real Estate Corporation License Endorsement #01421296)

28181 Tinajo, Mission Viejo, CA 92692
Phone: 877-211-9497