As we move toward fall, all eyes are on the Federal Reserve—and for good reason. With inflation cooling and economic data signaling a potential shift in policy, many experts now anticipate that the Fed could lower interest rates as early as September. But what does that mean for the mortgage and real estate markets in California? Let’s break down what you can expect if a rate cut becomes reality. 1. Mortgage Rates Could Finally Ease … Continue Reading
For many Gen Z buyers, the dream of homeownership in California feels increasingly out of reach. Rising home prices, high mortgage rates, student debt, and strict lending requirements create significant barriers for younger buyers trying to enter the market. Despite these challenges, Gen Z is determined to become homeowners, and understanding these obstacles is the first step toward overcoming them. Here’s a deep dive into the biggest challenges Gen Z faces in buying a home … Continue Reading
Reverse mortgages have been a valuable financial tool for some California seniors looking to tap into their home equity to supplement retirement income. However, as economic conditions, regulatory landscapes, and financial innovations evolve, the reverse mortgage market is likely to experience significant changes in the coming years. Here are some key trends and potential shifts that could impact reverse mortgages in the near future. 1. Regulatory Adjustments and Policy Changes Government-backed reverse mortgages, particularly those … Continue Reading
In 2025, California introduced several important real estate laws designed to address the state’s housing crisis. These laws will strengthen tenant protections and streamline development. These legal changes will impact developers, landlords, tenants, and local governments. Propelling Housing Development To combat the housing shortage, California enacted laws to expedite residential construction: Streamlined Permitting Processes: Assembly Bill 253 allows developers to engage third-party reviewers if local agencies delay project approvals beyond 30 days. This is aimed … Continue Reading
In California, where water conservation is more than just a trend—it’s a necessity—homeowners are turning to low-water landscaping (also called xeriscaping) to keep their yards stunning while cutting down on water usage. For homeowners, investing in drought-friendly landscaping isn’t just about saving money on utilities—it can boost property value, increase curb appeal, and help homes sell faster in a competitive market. If you’re looking to make your yard more eco-friendly, water-efficient, and buyer-friendly, these landscaping … Continue Reading