Stated Income Mortgage

A stated income mortgage is one that is qualified by the borrower stating their income. This type of mortgage requires excellent credit, typically 760+ credit scores as well as a large percentage of equity and large reserve assets such as cash in the bank, IRA’s, 401K’s and brokerage accounts.

This is only one type of loan product available for non traditional mortgage needs. The professionals at Integrated Lending Group have helped self-employed borrowers in California for more than 20 years.

Our programs available for Self Employed borrowers include:

  • No Tax Returns or 4506T transcripts required
  • 3/12/24 months of business or personal bank statements
  • Low fixed rates up to 90% Loan to value with no MI
  • 40 year terms with interest only payment options
  • No Prepayment penalties

Call Us Today!