Buying your first home can be an overwhelming process. From the emotion of finding a house to the satisfaction of a successful transaction. Owning a home can be a significant first step in attaining financial independence. The process of successfully buying a home in California begins before you contact a Realtor or attend Open Houses.
Ideally you will have spent some time improving your credit score and saving money for a down payment several months before you being looking at homes. Once you are ready to look for a home your first call should be to a mortgage broker or lender. Selecting an experienced, knowledgeable and communicative mortgage professional can make all the difference in the highly competitive California real estate market.
Your mortgage professional will help you determine how much home you can afford and the best type of loan for you. Once these details have been established, your mortgage team will provide you with a Pre-Approval Letter.
After you have an accepted purchase agreement, your mortgage team will become crucial to the closing process by keeping you well informed, anticipating lender needs before they arise, working closely with your Realtor and guiding you through the home buying process. Selecting a mortgage professional who has the experience and initiative to be pro-active is essential.
The mortgage professionals at Integrated Lending Group have more than 20 years of experience helping borrowers in California achieve their dreams of homeownership. Contact us and find out why we have over 200 5 Star Reviews from clients!