Manufactured Home transactions require a little more care as there are some specific guidelines that have to be followed in order for a successful mortgage transaction. Manufactured home purchases continue to gain popularity in California because they can offer a more affordable home buying opportunity.
Lenders have specific guidelines and requirements for loans on these types of property. These loans are considered more specialized and several lenders do not offer mortgages on manufactured homes. as there are some specific guidelines that have to be followed in order for a successful mortgage transaction.
The team at Integrated Lending group has helped many California families find financing to purchase or refinance their manufactured home.
Specific guidelines include age of manufactured or mobile home, size of manufactured or mobile home and if the home is secured as real property. Real property means the property is assessed with the county for property tax purposes.
Manufactured or Mobile Home properties do qualify for VA, FHA and Conventional Mortgages.
The professionals at Integrated Lending Group are happy to help you find the right loan for your California manufactured home purchase.
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